US job-offer guide
How to compare a salary when relocating
A higher salary may still feel like a pay cut if housing, commuting, childcare or state tax costs rise by more than the offer.
In short
Start with an overall cost-of-living change, then replace it with a personal monthly budget based on the expenses that will actually change for you.
Focus on the biggest changes first
Housing, transport, childcare, health insurance and state/local tax often matter more than small price differences. Include one-off moving costs and deposits as well as monthly spending.
Compare benefits, not just base salary
Relocation assistance, employer health cover, a 401(k) match, paid leave and a bonus can make a meaningful difference to a job offer. Ask whether any support is taxable or needs to be repaid if you leave early.
Use after-tax figures where possible
State and local taxes can vary widely. Once you have a likely state, use a take-home estimate and compare it with your current after-tax income. City taxes and benefits can still change the final result.
Make a downside budget
Test the offer against a conservative version of your budget, including rent rises, commuting costs and a period without a bonus. It is easier to negotiate before accepting than after moving.
Start with the relocation salary calculator, then use the US job-offer comparer for the tax side.